Our approach

Connection

Connection is about mutually ensuring a good fit because we all prefer working with people we know, like, and trust. While it is important that our clients be willing to engage the planning process, we know it is also of first importance that you feel welcomed, heard, respected, and supported. These are the foundations of a strong partnership.

Clarification

Clarification is a time for us to learn more about you. Share with us “snapshots” of your financial life, and let us help you organize your financial story. We hope to discover attitudes, habits, and beliefs you have about money (Who owns it? How much is enough? Who is the next Steward?). We want to know what “wealth” means to you, when you enjoyed it, wanted it, or shared it with others. We will help you construct a personal Balance sheet, Income and Expense statements, as well as formulate Goals, discuss Needs, Wants, and Wishes, and determine your tastes for the ebbs and flows of investing.

Strategy

Strategy is much like fitting together the pieces of a puzzle, and what emerges is a creative picture of possibilities unique to you. Avoiding a one-size-fits-all approach, we use several tools during our process to capture both the art and science of building your Plan. We will evaluate with you the four uses of money (Live, Give, Owe, & Grow) and discuss relevant principles in budgeting, debt, margin, goal-setting, and generosity.

In addition, we will utilize comprehensive Raymond James client resources, provide education when needed, objectively model and evaluate investment recommendations, and explore critical elements of comprehensive, yet personalized, wealth management.

Communication

Communication that is proactive between us and our clients is beneficial to the ongoing planning process. While calls, emails, and office visits are encouraged and appreciated, it is our minimum expectation of clients that we meet annually in-person. This ensures accountability to your Plan, previews any necessary updates to goals and/or timelines, and keeps us looking ahead as partners along the journey of your financial future.